Savings: Savings and deposit products, interest posting, standing orders and statements

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Savings in the Bridge MFI Suite: Savings and deposit products, interest posting, standing orders and statements
01

The day’s money, already assembled

The savings dashboard reads balances, deposits and withdrawals off the live book; the teller dashboard shows every till, its float and its variance; cash position tiles the branches — the numbers your morning meeting actually needs.

Savings: The day’s money, already assembled
02

Every account state visible

The account register filters itself: active, dormant, plus frozen, closed and awaiting-approval each on their own list; the account form carries balances, KYC re-affirmation, holds and a field-level audit tab — the whole passbook story on one record.

Savings: Every account state visible
03

A ledger that carries its own proof

postings, each storing the running balance it produced — statements reconcile line by line without recomputation; deposits, withdrawals and reversals each keep their direction, reference and signature.

Savings: A ledger that carries its own proof
04

Interest that previews before it posts

The interest schedule shows 527 posted rows with average balance and rate applied; bulk posting previews the affected accounts and the total before anything commits; the analysis pivot totals posted against pending by product.

Savings: Interest that previews before it posts
05

Fixed and recurring, certificate in hand

fixed deposits with a printable certificate worth handing over; recurring deposits with installment timelines and progress; the maturity profile shows treasury the funding cliff before it arrives.

Savings: Fixed and recurring, certificate in hand
06

Money that moves itself, on schedule

standing orders sweep savings to loans, savings to savings or out to a payout — each with frequency, next run and a failure counter that stops silent misses.

Savings: Money that moves itself, on schedule
07

Every fee named, charged and traceable

The fee register lists 103 charges by type and account; fee transactions post into the same running-balance ledger; the analysis graph shows what fee income actually came from.

Savings: Every fee named, charged and traceable
08

Liens, holds and dormancy, by the book

active holds — AML blocks, loan liens, court orders — each with reason, amount and auto-release; dormancy moves accounts by rule; the dormant report prints for the examiner with days-dormant per account.

Savings: Liens, holds and dormancy, by the book
09

The counter, keyed for speed and caged for cash

Universal search finds the member by name, phone, account, national ID or loan number and lays out every account and balance they hold; tills open with a float and close against expected cash; Quick Teller puts deposits, withdrawals and balance checks on function keys; cheques clear through their own register; the till-close print and journal register settle the arguments.

Savings: The counter, keyed for speed and caged for cash
10

One person cannot move vault cash

branch vaults with balance audit trails; movements pass through pending and a second approver; top-up requests queue for the cash officer; reconciliations record expected against actual and the variance between.

Savings: One person cannot move vault cash
11

Phone deposits that reconcile themselves

A payment prompt wizard pushes the deposit request to the member’s phone; the unmatched queue catches what arrives without a reference; the match wizard and suspense ledger clear it — built once for every rail, so the same queue and match wizard serve the next operator you add through Mobile Money.

Savings: Phone deposits that reconcile themselves
12

The product is configuration, not code

Savings products define rates, minimums, fees and dormancy windows; the payment methods and channels wire deposits in; settings hold the rest — launch a new product without a developer.

Savings: The product is configuration, not code
13

Eight reports the examiner already wants

Portfolio summary, branch comparison, type distribution, transaction analysis, dormancy, interest, fees and the FD maturity profile — all straight off the live ledger.

Savings: Eight reports the examiner already wants
14

Paper your counter can hand across

Statements over any range, passbooks, mini-statements, receipts, withdrawal vouchers, the FD certificate and the portfolio summary — all on the institution’s letterhead, all from the record they describe.

Savings: Paper your counter can hand across
15

Buying cash, returning it, and reporting the incident

A teller buys cash from the vault and returns it at close, cash policies set the limits, and a cash incident is raised the moment something does not balance.

Savings: Buying cash, returning it, and reporting the incident
16

Cash in transit, and the branch end of day

Cash-in-transit orders track a consignment between vault and branch with a state you can see, and the branch session is the end of day that has to close before anyone goes home.

Savings: Cash in transit, and the branch end of day
17

Deposit, withdraw, transfer — the three that matter

The deposit and withdrawal a teller uses all day, each validating before it commits, and the transfer register between member accounts.

Savings: Deposit, withdraw, transfer — the three that matter
18

The reports a manager actually asks for

A general report builder, the portfolio summary by product and branch, and the dormant accounts extract that drives the reactivation campaign.

Savings: The reports a manager actually asks for
19

Declare once, distribute to every member

A declaration per financial year carrying the total and its approval state, then the distribution that lands each member’s share.

Savings: Declare once, distribute to every member
20

A second factor on the transactions that deserve one

One-time password challenges on withdrawals and transfers with their outcome kept, and the fee templates that decide what a product charges before a teller types a number.

Savings: A second factor on the transactions that deserve one

What's inside

Everything in Savings

84 items in 12 areas, every one shipping with the app today.

  • Reports

    • Portfolio Summary
    • Portfolio Summary (PDF)
    • Dormancy Analysis
    • Dormant Accounts (PDF)
    • Interest Analysis
    • Account Statement (PDF)
    • Fee Analysis
    • Branch Comparison
    • FD Maturity Profile
    • Account Type Distribution
    • Transaction Analysis
    • Export to Excel
    • Dormancy Aging (PDF)
  • Transactions

    • All Transactions
    • Today's Transactions
    • Deposits
    • Withdrawals
    • Interest Postings
    • Fee Charges
    • Transfers
    • Mobile Money Unmatched Queue
    • Mobile Money Reversals
    • Standing Orders
    • OTP Challenges
  • Cash Office

    • Branch Vaults
    • Movements
    • Pending Topup Requests
    • Reconciliations
    • Cash in Transit
    • Cash Policies
    • Cash Incidents
    • Branch EOD Sessions
    • Cash Position
  • Configuration

    • Settings
    • Bulk Deposit (Group Meeting)
    • Savings Products
    • Bulk Interest Posting
    • Fee Templates
    • Report Wizard
    • Interest Rate Tiers
    • Payment Methods
  • Operations

    • Active Accounts
    • Fixed Deposits
    • All Accounts
    • Recurring Deposits
    • Pending Approval
    • Dormant Accounts
    • Frozen Accounts
    • Mobile Money Push Deposit
  • Compliance

    • Account Holds
    • Fee Register
    • Interest Schedule
    • Mobile Money Logs
  • Teller

    • My Till
    • All Tills
    • Cheques
  • Documents it prints

    • Account Statement
    • FD Certificate
    • Savings Portfolio Summary
    • Transaction Receipt (A4)
    • Transaction Receipt
    • Deposit Receipt
    • Withdrawal Receipt
    • Transfer Receipt
  • It runs by itself

    • MFI: Cheque Clearing Auto-ConfirmRuns daily
    • MFI Savings: Daily Interest CalculationRuns daily
    • MFI Savings: Interest PostingRuns daily
    • MFI Savings: Standing Order ExecutionRuns daily
    • MFI Savings: Dormancy DetectionRuns daily
    • MFI Savings: Monthly Maintenance FeesRuns monthly
    • MFI Savings: Minimum Balance FeeRuns monthly
    • MFI Savings: FD/RD Maturity CheckRuns daily
  • Guided assistants

    • Config Settings
    • Pay Referral Bonus Wizard
    • Print Passbook Wizard
    • Make Deposit
    • Make Withdrawal
    • Transfer Between Accounts
    • Close Savings Account
    • Savings Report Wizard
  • More in this app

    • The month-end, done by lunchtimeBulk deposits key a whole collection sheet at once; bulk interest previews before posting; dormancy aging and excel export wizards close out the month without a single manual journal.
    • Every callback and every reversal, on the recordThe callback log keeps the raw traffic in both directions, and reversal requests carry a reason and an approval chain — because the money moved, and somebody has to answer for putting it back.
    • Frozen, pending, tiered — each its own queueFrozen accounts and those pending approval are worked as queues rather than hunted for, and product tiers decide the rate a balance earns without anyone keying it.
  • Suspense Ledger

    • Suspense Ledger

Put Savings to work

Add it to your Bridge MFI Suite plan, priced per member, or start a free trial and see it running first.