01
The account and its statement
Available, ledger and held balances and the interest earned, with every transaction beneath them and its running balance.
Savings: Savings the way members save
Regular, fixed-deposit, holiday, education and junior savings, with deposits and withdrawals by mobile money, bank or cash.
No extra charge. Free instant access, no credit card required.
Works with
Members & Shares
02
Every deposit, from every channel
Mobile money, bank and cash deposits in one list, each with its reference and the journal entry it posted.
03
Fixed deposits with their own terms
A sum placed for a term at its own rate, with the principal, the maturity date and the interest due on the account.
See it running
More screens from the app
Real screens from the running product.
What's inside
Everything in Savings
6 items in 2 areas, every one shipping with the app today.
Savings products
- Regular savingsThe monthly deposit account every member keeps, and the balance loan limits are read from.
- Holiday and education savingsSet aside through the year and drawn in December or January, when members need them.
- Junior and emergency accountsAccounts for members' children and a rainy-day fund, each with its own rules.
Rules per product
- Interest and minimum balanceEach product carries its own rate, minimum balance and withdrawal rules.
- Dormant accountsAn account without activity is marked dormant and listed apart until it is reactivated.
- Posted as it happensA confirmed deposit or withdrawal posts its journal entry at once, with no batch at month-end.
Works with
What Savings works with
Savings shares one database with the rest of the SACCO Suite and BridgeERP: these are the apps it already talks to, with nothing to buy in between.
Builds on
Savings needs these to run; they come with it in the same plan.
Feeds
Records created here flow straight into these apps, with no export and no import.
LoansLoan products with their own limits, guarantors, appraisal, the credit committee, schedules, repayments and arrears.
Bank CollectionsPaybill deposits credited to the member as the bank reports them, STK push prompts, and a review queue for anything unmatched.
Member PortalMembers join online, check balances, deposit, repay, apply for loans and answer guarantor requests from any phone.
Member ChargesManagement fees, fines, passbooks and uniforms, billed one by one or in bulk and paid by mobile money, cash, bank or from savings.
SACCO AccountingEvery deposit, disbursement, repayment, share purchase and fee posted to the general ledger through the SACCO journals.
Reports & DashboardThe SACCO dashboard, member statements, the loan portfolio report and savings, loans and income analysis.
And the wider platform
Any BridgeERP app can join the same database.
- AccountingFull double-entry accounting, bank reconciliation, assets, budgets and statutory reports.
ExpensesEmployee expense claims with receipt capture and reimbursement.
InvoicingCustomer invoices, vendor bills, payments and tax handling.
SignSend documents for legally binding electronic signature.
SubscriptionsRecurring contracts, automatic renewals and MRR reporting.
EmployeesEmployee records, contracts, attendance, skills, appraisals and referrals.
In the suite
More SACCO Suite apps
Put Savings to work
Add it to your SACCO Suite plan, priced per member, or start a free trial and see it running first.